I have poor credit but have someone with good credit that will co-sign for me. Can I apply?

Yes you may still apply. Depending on how your credit is it might be better for the co-signer to take out the loan without you on it at all. This will greatly improve your interest rate as well as increase your chances of getting approved.

Someone with poor credit will actually hurt the person with good credit when it comes to unsecured loans. A loan specialist will go over all of your options with you so that you understand how each one will affect your rate and loan amount.

Make sure that you include in the comment box the name of the client that is applying with you so that you will not have an automated turn down.

Posted in: Frequently Asked Questions