Why choose us?

Loans up to $150,000 Guaranteed

The Lowest Rates in the Industry

Multiple Industries Funded!

24 hours pre-qualification

Financial Services

Don't go at it alone, Initial Lending Group is here to help you get the funding you need.

See what other people are saying
J. Myers
J. Myers/ Ocean City, MD
“ Everyone was very helpful to our company throughout the process. We really needed to get cash for invoices immediately, and Kris along with the rest of his team delivered. Thank you!"

Take the first step, start the application

The process is simple and only takes a few minutes to complete. After the application is processed, you will get your funding pre-qualification within 24 hours.

3 minute applicaton,
24 hour pre-approval
& 7 days turnaround!

Loans with Initial Lending Group

Congratulations, you have just taken your first step in achieving your financial goals! Here at Initial Lending Group (ILG) we are dedicated to helping you achieve what it is that you desire: financial security. Initial Lending Group specializes in unsecured business loans, start up business loans (less than 24 months in business), acquistion loans, and personal loans. ILG will help you obtain the maximum amount of funding available based on your qualifications, without shopping around and wasting valuable time. These are unsecured products which means that you do not have to risk any assets and, in most cases, do not have to provide any kind of documentation.

With our services you will benefit from our in-depth knowledge of the most aggressive lenders available for unsecured loans. Whether you are in need of business loans, start up business loans or personal loans, these can be utilized for any purpose and will not be monitored like traditional Small Business Administration (SBA) loans. SBA loans can be very costly and time consuming, taking away from profits. Initial Lending Group loans are based on your credit history and nothing else. With our program, you can get approved quickly and easily and receive the best rates in the industry.

Initial Lending Group is excited to show you just how easy it is to reach your financial goals. Call or click on the program most appropriate for your requirements. Our expert staff is dedicated and ready to help you get started. More on Business Loans
Startup Business Loans are for clients who either been in business for less than six months, have a home based business for less than two years or are just trying to get started.
More on Start up / Business Loans

Frequently Asked Questions

Frequently Asked Questions (15)

f I do not take the loan that Initial Lending Group provides for me am I obligated to pay the consulting fee?

While we do not charge a fee unless a client actually takes the loan, Initial Lending Group is looking for motivated clients that are looking for capital. Initial Lending Group clearly states typical terms and rates on our website as well as over the phone. While we understand that certain circumstances might arise, please do not apply just to see what you might qualify for. Not only will that waste our time, but it


What kind of documentation will I have to provide to get a loan?

With Initial Lending Group you have access to credit providers that in most cases will not ask you to provide documentation. Keep in mind that ALL credit providers reserve the right to ask for documentation. Reasons for documentation usually are due to red flags. Red flags include but are not limited to: 1.) Type of employment does not match income. A teacher that makes $300,000/year is most likely going to have to provide docs


I have poor credit but have someone with good credit that will co-sign for me. Can I apply?

Yes you may still apply. Depending on how your credit is it might be better for the co-signer to take out the loan without you on it at all. This will greatly improve your interest rate as well as increase your chances of getting approved. Someone with poor credit will actually hurt the person with good credit when it comes to unsecured loans. A loan specialist will go over all of your options with


I have had my share of credit problems but nothing in the past couple of years. Can I apply?

Initial Lending Group is looking for motivated individuals with responsible credit history. While you can qualify with some bumps and bruises there are certain things that may cause you not to get prequalified with us. While 1-4 thirty day late payments are acceptable, none can be within the past twelve months. Bankruptcies and judgments will automatically be turned down. If there is a mistake on your credit report you will have to bring it


Why choose us?

The answer is simple: we're the premiere option for funding. We've helped thousands of people get the funding they need. Give us a call today or apply online and see the Initial Lending group difference.