Why choose us?

Loans up to $150,000 Guaranteed

The Lowest Rates in the Industry

Multiple Industries Funded!

24 hours pre-qualification

Financial Services

Don't go at it alone, Initial Lending Group is here to help you get the funding you need.

See what other people are saying
J. Myers
J. Myers/ Ocean City, MD
“ Everyone was very helpful to our company throughout the process. We really needed to get cash for invoices immediately, and Kris along with the rest of his team delivered. Thank you!"

Take the first step, start the application

The process is simple and only takes a few minutes to complete. After the application is processed, you will get your funding pre-qualification within 24 hours.

3 minute applicaton,
24 hour pre-approval
& 7 days turnaround!

Loans with Initial Lending Group

Congratulations, you have just taken your first step in achieving your financial goals! Here at Initial Lending Group (ILG) we are dedicated to helping you achieve what it is that you desire: financial security. Initial Lending Group specializes in unsecured business loans, start up business loans (less than 24 months in business), acquistion loans, and personal loans. ILG will help you obtain the maximum amount of funding available based on your qualifications, without shopping around and wasting valuable time. These are unsecured products which means that you do not have to risk any assets and, in most cases, do not have to provide any kind of documentation.

With our services you will benefit from our in-depth knowledge of the most aggressive lenders available for unsecured loans. Whether you are in need of business loans, start up business loans or personal loans, these can be utilized for any purpose and will not be monitored like traditional Small Business Administration (SBA) loans. SBA loans can be very costly and time consuming, taking away from profits. Initial Lending Group loans are based on your credit history and nothing else. With our program, you can get approved quickly and easily and receive the best rates in the industry.

Initial Lending Group is excited to show you just how easy it is to reach your financial goals. Call or click on the program most appropriate for your requirements. Our expert staff is dedicated and ready to help you get started. More on Business Loans
Startup Business Loans are for clients who either been in business for less than six months, have a home based business for less than two years or are just trying to get started.
More on Start up / Business Loans

Frequently Asked Questions

Frequently Asked Questions (15)

What kind of company is Initial Lending Group ?

Initial Lending Group, is a Loan Placement and Consulting Firm. Initial Lending Group is not a direct lender. We set clients up with credit providers that will give them the maximum amount of funding through a variety of factors. Factors include but are not limited to: personal credit score, business credit, credit history, type of business, use of funds, etc… Initial Lending Group’s main goal is to get the client the amount of money


If I prequalify with Initial Lending Group, does that mean I am guaranteed funding?

Initial Lending Group does not approve loans. Initial Lending Group is a Loan placement and consulting firm. When a client is prequalified by Initial Lending Group it does not guarantee approval. What is means is that we feel that there is a better than likely chance that we will be able to get you approved. While our success rate is high, it is not 100%. If you prequalify with Initial Lending Group, while you


What is the difference between Loans and Lines of Credit?

The main difference between loans and lines of credit is that a loan has a fixed payment and a line of credit payment is a percentage of the balance. Loans A loan is check payable to you/your business in which you will have to deposit the whole thing to have access to the funds. Loans have a fixed interest rate and your payment will be the same exact amount every month for the life


What are the differences between startup business loans and business loans?

The main difference between a startup business loan and a business loan is the amount of time that a client has owned their business. While in some cases certain businesses may qualify for business loans having only been in business for six months the norm is around one-two years. Startup business loans are loans in which the client has owned the business for less than six months or has not started the business just


Why choose us?

The answer is simple: we're the premiere option for funding. We've helped thousands of people get the funding they need. Give us a call today or apply online and see the Initial Lending group difference.